2013: Journal no. 3

NECESSITY TO DIMINISH THE GIANT BANKS

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Authors:  
Alexandru GRIBINCEA, PhD, Associate Prof.,ULIM
Georgeta GHERGHINA, PhD student, România

The regulation of big banks has been in the spotlight for many reasons. Examining evidence for more than 80 countries for the years 1995-2009, banking systems are shown to be highly concentrated. In many cases, the banks are so big that bank-specific credit-growth fluctuations affect the macroeconomy.

Keywords:  
banking, mega-banks, loans, macroeconomics