2014, no. 1

RETROSPECTION OF INSURANCE: ORIGIN, EVOLUTION, TOPICALITY

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Authors:  
Cristina UNGUR, PhD Student, scientific researcher, NIER

Any human activity implies the existence of certain dangers for life, health or property. The need to protect them has led to insurance. In this article we present the chronological evolution of the phenomenon of insurance from its origin in antiquity to the contemporary period. We also show the interdependence of development of human civilization and the diversification and development of insurance services in various historical eras.

Keywords:  
insurance, antiquity, principle of solidarity, risk, loan, marine insurance.